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  1. OTHER VIEWS: Years of doing nothing on risky banking

    Monday, Jul 21 2014 11:02 PM

    Four years after President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, polling suggests that most Americans think it hasn't done enough to protect them from a repeat of the 2008 financial crisis, a disaster from which the global economy has yet to fully recover. Unfortunately, they're right.

    At its core, the Dodd-Frank Act was supposed to work like a three-stage containment system. Better monitoring and limits on risk-taking would make accidents less likely to happen. If financial institutions did get into trouble, added capital would make them more likely to survive. If they nonetheless failed, advance planning and new resolution mechanisms would allow them to do so without bringing down...

  2. OTHER VIEWS: No quick or easy fix to border crisis

    There have been some recent stirrings of reasonableness in Washington over the humanitarian crisis at the Mexican border, stirrings that should be supported and nurtured like, well, a child. But let's not fool ourselves: The proposals...

  3. OTHER VIEWS: Our debt will harm future generations

    Suppose you have a child, or you have a grandchild, or you know and love somebody else's child. Pour everything you have, every virtue you know, into that little pumpkin. Because if you do endear yourself as a pleasant memory, maybe little...

  4. OTHER VIEWS: Getting more bang for our student loan buck

    Return on investment is a clear measure of what you get for your money. Incredibly, the federal government doesn't apply that simple concept to the $137 billion a year it spends on college financial aid. It keeps writing checks for...

  5. OTHER VIEWS: Incorporating abroad is just being rational

    Another day, another turncoat corporation. U.S. companies seem frantic to renounce their U.S. citizenship and lower their tax bills by acquiring overseas rivals and adopting their domiciles. A dozen companies are exploring such a move;...

  6. OTHER VIEWS: Going a little gun crazy with proposed act

    The concept would be laughable if there weren't so many people taking it seriously. The idea is that states have the right under the 10th Amendment to unilaterally reject federal laws on issues not expressly reserved for the federal...

  7. OTHER VIEWS: We must repeal the renewable fuel standard

    Ethanol manufacturers have long maintained that government subsidies to their industry pay off for consumers in the form of lower gas prices. Not so fast. The Congressional Budget Office recently determined that the feds' ethanol targets...

  8. OTHER VIEWS: Solving border crisis requires cooperation

    There are no easy answers to the immigration crisis involving 52,000 mainly Central American minors who have crossed the U.S. border since October. The tired Washington blame game isn't advancing solutions, and little, if any, attention is...

  9. DANA MILBANK: America's flavor-of-the-week politics

    "This is not theater." That was President Obama's answer in Dallas last week to critics who said he should have gone to the border to see firsthand the mass immigration of unaccompanied minors that has suddenly seized Washington's...

  10. OTHER VIEWS: U.S. spy makes Merkel's job even harder

    Angela Merkel is just about the most pro-American German chancellor the United states could hope for. How stupid, then -- there really is no better word -- for the U.S. to allow its intelligence agencies to make life so difficult for her....

  11. CHRIS FLAVELLE: Obamacare is working -- unless you're black, that is

    A new survey shows that Obamacare has done a fantastic job of reducing the uninsurance rate -- for everybody except blacks. The share of Americans age 19 to 64 without health insurance fell from 20 percent last summer to 15 percent this...

  12. CYNTHIA ALLEN: The shrinking role of religion in modern US

    Surveying the response to last month's Hobby Lobby decision, I was struck by a comment from progressive Massachusetts senator and possible Democratic presidential candidate Elizabeth Warren. Speaking about the ruling, Warren remarked: "I...

  13. CASS SUNSTEIN: Boehner v. Constitution would have clear winner

    One of the most appealing features of modern conservative thought is its insistence on fidelity to the Constitution. Whether or not we endorse "strict construction," or the claim that the Constitution means what it originally meant, it is... Daily Deal!

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